深圳大学学报（理工版）2024，Vol.41Issue(3)：303-312,10.DOI:10.3724/SP.J.1249.2024.03303
基于空间溢出视角下金融科技对企业数字化转型的影响
The impact of Fintech on enterprises digital transformation from the perspective of spatial spillover
摘要
Abstract
Financial technology(Fintech)is a new industry that integrates cutting-edge digital technologies and traditional finance in the era of digital economy.This paper aims to investigate the impact mechanism of Fintech on the digital transformation of enterprises,and characteristics of its spatial variations.Taking Chinese A-share listed companies in Shanghai and Shenzhen from 2011 to 2021 as the research objects,the digital transformation of enterprises as the explanatory variable and Fintech as the core variable,we carry out the baseline regression analysis,robustness test,heterogeneity test and mechanism identification test by using ordinary least-squares regression and marginal effect analysis.The empirical study findings indicate that Fintech can effectively boost the digital transformation of enterprises.Heterogeneity tests reveal that fintech has a more significant driving force for non-state-owned enterprises,high-tech enterprises and enterprises in the eastern region.The mechanism tests suggest that fintech can improve the financial status of enterprises,optimize the risk allocation of enterprises,strengthen the input of innovation factors,and then promote the digital transformation of enterprises.Further researches demonstrate that the development of fintech between different regions can also produce effective synergies,thus enpowering enterprises to accelerate the process of digital transformation.The analysis results provide the preliminary theoretical and empirical evidence for improving the efficiency of fintech support and promoting the digital transformation of enterprises.关键词
数字经济/金融科技/企业数字化转型/数字技术创新/结构特征/空间溢出协同效应Key words
digital economy/financial technology(Fintech)/enterprise digital transformation/digital technology innovation/structural features/spatial spillover synergy分类
经济学引用本文复制引用
吴非,范权贻,刘倩,袁普盈,常曦..基于空间溢出视角下金融科技对企业数字化转型的影响[J].深圳大学学报（理工版）,2024,41(3):303-312,10.基金项目
National Natural Science Foundation of China(72202046) （72202046）
National Social Science Foundation of China(21CJY045) （21CJY045）
Humanities and Social Science Foundation of Ministry of Education(22YJC790009) （22YJC790009）
Natural Science Foundation of Guangdong Province(2024A1515010275) （2024A1515010275）
Science and Technology Project of Jiangxi Provincial Department of Education(GJJ2200509) 国家自然科学基金资助项目(72202046) （GJJ2200509）
国家社会科学基金资助项目(21CJY045) （21CJY045）
教育部人文社会科学研究基金资助项目(22YJC790009) （22YJC790009）
广东省自然科学基金资助项目(2024A1515010275) （2024A1515010275）
江西省教育厅科学技术研究资助项目(GJJ2200509) （GJJ2200509）
