丽水学院学报2024，Vol.46Issue(3)：22-28,7.DOI:10.3969/j.issn.2095-3801.2024.03.004
要有信用,更要会用信用:信用能力与小微创业
To Have Credit,and More Importantly to Know How to Use Credit:Credit Capability and Micro Entrepreneurship
摘要
Abstract
The inclusive role of micro entrepreneurship has received increasing attention,but the impact of credit on it is not uniform or even contradictory.Developing credit capabilities that utilize limited credit resources has become the key to micro entrepreneurship,which may also be one of the paths to solving this problem.This article,based on China Family Panel Studies,attempts to test and explain the role of credit capability on micro entrepreneurship.It further analyzes and verifies the aforementioned issues based on urban and rural subsamples,and also examines the differences in the effects of credit capability and credit on micro entrepreneurship.The results show that in both urban and rural families,credit capability can significantly promote entrepreneurial behavior,expand the number of startups and increase entrepreneurial profits,and this effect is significantly stronger in rural families.The role of credit capability on micro entrepreneurship is stronger than that of credit.关键词
信用能力/信用/小微创业Key words
credit capability/credit/micro entrepreneurship分类
管理科学引用本文复制引用
周斌,王昀..要有信用,更要会用信用:信用能力与小微创业[J].丽水学院学报,2024,46(3):22-28,7.基金项目
国家社会科学基金青年项目"返贫的信用防范长效机制与循数治理研究"(20CSH059) （20CSH059）
