要有信用,更要会用信用:信用能力与小微创业OACHSSCD
To Have Credit,and More Importantly to Know How to Use Credit:Credit Capability and Micro Entrepreneurship
小微创业的包容性作用愈加受到关注,但是信用对其产生的作用并不统一甚至是相互矛盾的.发展利用有限信用资源的信用能力成为小微创业的关键,这也可能是解决该问题的路径之一.基于中国家庭追踪调查数据,文章尝试检验和解释信用能力对小微创业的作用,并基于城乡分样本进一步解析验证了前述问题,同时还考察了信用能力与信用对小微创业产生的作用差异.结果表明:无论是城镇家庭还是农村家庭,其信用能力均能显著促进创业行为、扩大创业数量、提高创业利润,并且该作用在农村家庭上显…查看全部>>
The inclusive role of micro entrepreneurship has received increasing attention,but the impact of credit on it is not uniform or even contradictory.Developing credit capabilities that utilize limited credit resources has become the key to micro entrepreneurship,which may also be one of the paths to solving this problem.This article,based on China Family Panel Studies,attempts to test and explain the role of credit capability on micro entrepreneurship.It…查看全部>>
周斌;王昀
丽水学院校长办公室,浙江丽水 323000丽水学院商学院,浙江丽水 323000
经济学
信用能力信用小微创业
credit capabilitycreditmicro entrepreneurship
《丽水学院学报》 2024 (3)
22-28,7
国家社会科学基金青年项目"返贫的信用防范长效机制与循数治理研究"(20CSH059)
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