沈阳农业大学学报（社会科学版）2024，Vol.26Issue(1)：67-72,6.DOI:10.3969/j.issn.1008-9713.2024.01.008
数字普惠金融模式下进一步破解中小企业融资约束研究
Research on Further Breaking the Financing Constraints of Small and Medium-sized Enterprises under the Digital Inclusive Finance Model
摘要
Abstract
The emergence of digital inclusive finance model has brought new opportunities to the development of small and medium-sized enterprises.However,some small and medium-sized enterprises in Anhui Province still face financing difficulties due to inadequate business advantages and weak management,inadequate policies and regulations leading to blocked financing channels,unscientific credit assessments making financing supervision challenging,and imbalanced regional development resulting in limited access to financing.Based on this,the research proposes the following policy recommendations:improve government planning to optimize the business financing environment;enhance the financing capacity of small and medium-sized enterprises and strengthen internal structural adjustments;establish a scientific credit system and enhance credit information sharing;innovate inclusive financial services to achieve optimal fund allocation.关键词
数字普惠金融/中小企业/融资约束Key words
digital inclusive finance/small and medium-sized enterprises/financing constraints分类
管理科学引用本文复制引用
张婧雅..数字普惠金融模式下进一步破解中小企业融资约束研究[J].沈阳农业大学学报（社会科学版）,2024,26(1):67-72,6.基金项目
安徽三联学院校级重点项目(PTZD2022023) （PTZD2022023）
