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多重驱动下农村金融机构实施数字化转型的路径探索

石洋洋 唐文婷

智慧农业导刊2024,Vol.4Issue(12):20-23,28,5.
智慧农业导刊2024,Vol.4Issue(12):20-23,28,5.DOI:10.20028/j.zhnydk.2024.12.005

多重驱动下农村金融机构实施数字化转型的路径探索

石洋洋 1唐文婷1

作者信息

  • 1. 信阳农林学院 物流与电商学院,河南 信阳 464000
  • 折叠

摘要

Abstract

Digital inclusive finance is an important way to promote the construction of digital rural areas and the high-quality development of rural economy.Driven by multiple factors such as policies,technology,and markets,it is imperative for rural financial institutions to implement digital transformation.However,institutional transformation faces many challenges such as high strategic risks,low digital innovation capabilities,and insufficient integration of business and technology,which seriously restrict its ability to support rural economic development through digital finance.Therefore,based on the current development status,this article explores the risks,difficulties,and shortcomings of implementing digital transformation,and explores the path for rural financial institutions to successfully implement digital transformation.The aim is to provide reference suggestions for rural financial institutions to successfully transform and promote the development of rural industrial economy.

关键词

农村金融机构/数字化转型/数字金融/多重驱动/路径探索

Key words

rural financial institution/digital transformation/digital finance/driven by multiple factors/path exploration

分类

管理科学

引用本文复制引用

石洋洋,唐文婷..多重驱动下农村金融机构实施数字化转型的路径探索[J].智慧农业导刊,2024,4(12):20-23,28,5.

基金项目

2023年度河南省社科联调研课题项目(SKL-2023-2472) (SKL-2023-2472)

2023年度信阳市哲学社会科学规划项目调研课题项目(2023JJ034) (2023JJ034)

智慧农业导刊

2096-9902

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