中国农业大学学报2024，Vol.29Issue(7)：272-283,12.DOI:10.11841/j.issn.1007-4333.2024.07.24
农业保险能否保障农民种粮收益?
Can agricultural insurance guarantee farmer's income from grain production?
摘要
Abstract
To explore the protective effect of agricultural insurance on farmers'grain income,an empirical analysis was conducted based on 1 546 household survey data from Shandong Province and Liaoning Province,and propensity score matching,instrumental variable method,and Ⅳ-Tobit methods were used.The results show that the agricultural insurance has a significant positive impact on farmers'grain income,but the impact of compensation amount on grain income is not significant,which may be caused by the non-standard settlement of claims in actual compensation.The results of further mechanism analysis show that the agricultural insurance can guarantee farmers'grain income mainly by expanding planting scale,improving credit availability and reducing production risks.Compared with low part-time farmers,the agricultural insurance has a more significant effect on ensuring the income from grain cultivation for high part-time farmers.Compared with un-affected farmers,the agricultural insurance has a more significant impact on ensuring the benefits of grain cultivation for affected farmers.关键词
农业保险/种粮收益/保障机制/保障深度/赔付Key words
agricultural insurance/grain income/security mechanism/guarantee depth/compensation分类
管理科学引用本文复制引用
郭凤茹,任金政..农业保险能否保障农民种粮收益?[J].中国农业大学学报,2024,29(7):272-283,12.基金项目
国家自然科学基金面上项目(71873129) （71873129）
