金融理论与教学2024，Vol.42Issue(3)：11-16,33,7.
负财富构造视角下的家庭资产配置行为分析
Analysis on Household Assets Allocation Behavior from the Perspective of Negative Wealth Structure
摘要
Abstract
The household wealth structure includes positive wealth structure,negative wealth structure,and zero wealth structure.The form of negative wealth structure is the negative household asset structure,which leads to the household investment dilemma.The households are faced with severe problems in dealing with negative assets,including how to turn positive,how to transfer,filling the black hole of negative assets,assessing the risk of negative assets,repairing the balance sheet,and self-adjustment of computational anxiety.The negative household assets structure leads to the decline of household consumption and brings a chain of negative effects.The efficiency of the allocation of negative household assets is directly related to the interests of the household and the smooth flow of internal circulation.The resolution of negative household assets is not only a problem of financial risk,but also a problem related to the nation's economy and people's livelihood.关键词
负财富构造/计算式焦虑/家庭资产/配置行为/投资困境Key words
negative wealth structure/computational anxiety/household assets/allocation behavior/investment dilemma分类
管理科学引用本文复制引用
阎波,刘帅..负财富构造视角下的家庭资产配置行为分析[J].金融理论与教学,2024,42(3):11-16,33,7.基金项目
国家社会科学基金一般项目"农村三产融合发展助推乡村振兴的内在机理与路径选择研究"(19BJY115). （19BJY115）
