金融理论与教学2024，Vol.42Issue(3)：40-46,7.
数字普惠金融助推地区经济增长的实证研究
An Empirical Study on Digital Inclusive Finance Boosting Regional Economic Growth
李小雨 1朱丽娟1
作者信息
- 1. 河南财经政法大学农业农村发展学院,河南郑州 450046
- 折叠
摘要
Abstract
Based on the fixed effect and mediation effect model,this paper empirically studies the effects and mechanism of China's digital inclusive finance on regional economic growth from 2012 to 2021.The results show that digital inclusive finance significantly improves regional economic growth,and this result still holds after a robustness analysis using data excluding municipalities.The analysis on the mechanism shows that the upgrading of industrial structure is one of the important mechanisms for digital inclusive finance to enable economic growth.In terms of regional heterogeneity,there is regional heterogeneity in the effect mechanism of digital inclusive finance on regional economic growth,and the impact is more significant in the eastern region.Therefore,the development of digital inclusive finance should be continued to promote the transformation and upgrading of industrial structure with digital inclusive finance,reduce the difference in regional economic development and promote overall economic growth.关键词
数字普惠金融/产业结构升级/地区经济增长Key words
digital inclusive finance/industrial structure upgrading/regional economic growth分类
管理科学引用本文复制引用
李小雨,朱丽娟..数字普惠金融助推地区经济增长的实证研究[J].金融理论与教学,2024,42(3):40-46,7.
