华北水利水电大学学报（社会科学版）2024，Vol.40Issue(5)：51-62,12.DOI:10.13790/j.ncwu.sk.2024.058
普惠保险对城乡收入差距的影响
The Impact of Inclusive Insurance on the Urban-Rural Income Gap:Based on the Rural Labor Transfer Mechanism
摘要
Abstract
Narrowing the income gap between urban and rural areas is a critical goal in achieving social-ist modernization.Inclusive insurance,as a significant factor influencing this income disparity,presents a compelling subject for study.This paper begins by constructing a theoretical framework to systematically ana-lyze how inclusive insurance can help reduce the urban-rural income gap.It then employs provincial panel data and an intermediary effect model to explore the mechanisms and impacts of inclusive insurance on this gap.The findings reveal that rural labor force transfer plays a mediating role in reducing the urban-rural income gap.The impact of inclusive insurance on narrowing this gap varies significantly with different levels of rural labor transfer.Further research indicates that the effectiveness of inclusive insurance in reducing the urban-rural income gap exhibits heterogeneity based on agricultural status and the level of rural labor transfer.In provinces with substantial agricultural sectors,inclusive insurance contributes to reducing the income gap,though the effect is less pronounced in predominantly non-agricultural provinces.Additionally,in regions with low levels of rural labor transfer,the impact of inclusive insurance is more significant,suggesting that the de-gree of rural labor mobility influences the efficacy of policies aimed at reducing income disparities.关键词
普惠保险/农村劳动力转移/城乡收入差距Key words
inclusive insurance/rural labor transfer/the urban-rural income gap分类
管理科学引用本文复制引用
郑军,武翠萍..普惠保险对城乡收入差距的影响[J].华北水利水电大学学报（社会科学版）,2024,40(5):51-62,12.基金项目
安徽省社会科学规划项目(AHSKY2022D059) （AHSKY2022D059）
安徽财经大学研究生科研创新基金项目(ACYC2023159) （ACYC2023159）
