摘要
Abstract
With the growing global awareness of environmental protection and the concept of sustainable development,environmental protection has become an im-portant issue of common concern worldwide.In this context,environmental pollu-tion liability insurance,as a financial tool for environmental protection,has attrac-ted widespread attention from the whole society.In the process of promoting the re-alization of the"Dual Carbon"goal,it is particularly important for enterprises to fulfill their environmental risk management duties and assume corresponding re-sponsibilities.Analyzing the development status of environmental pollution liability insurance,comparing and drawing on the development experience of environmental pollution liability insurance in Europe,America and other developed countries,we point out the current dilemma and trend of the legal construction of environmental pollution liability insurance:the legislation still needs a long exploration process,and it should be perfected firstly by improving its policy guidance,and then by real-izing mature legislation.Currently,China's environmental pollution liability insur-ance policy faces many dilemmas,such as the existence of information barriers be-tween the interested parties,the large differences in the standards of insured liabil-ity limits,the imperfection of the environmental risk pricing mechanism,and the high threshold of business access,etc.,which urgently need to be continuously opti-mized,and should use blockchain technology to break the information barriers,es-tablish a reasonable risk pricing model as soon as possible,build up an environmen-tal risk reserve and premium mechanism,and strengthen the social co-governance,and Strengthen market supervision and law enforcement.关键词
环境污染责任保险/保险科技/"双碳"目标/政策评估Key words
Environmental Pollution Liability Insurance/Insurance Science and Technology/"Dual Carbon"Goal/Policy Evaluation分类
管理科学
