湖南大学学报（社会科学版）2024，Vol.38Issue(4)：63-74,12.DOI:10.16339/j.cnki.hdxbskb.2024.04.008
智能投顾与最优投资决策
Robo-advisor and Optimal Investment Decisions:
摘要
Abstract
This paper builds a model of the process by which robo-advisors influence investors'optimal investment decisions.Through this model,this paper discovers that robo-advisors can lower the wealth level threshold for investors to choose investment advisors,and promote the investors'demand for invest-ment advisors.Thus,more investors are able to take the services of an investment advisor,leading to higher investment returns.The empirical research shows that the development of robo-advisors enhances the investors'demand for investment advisors,there are significant differences in investors'levels of wealth,those of financial literacy and status of health.关键词
智能投顾/投资决策/数字金融Key words
robo-advisor/investment decision/digital finance分类
管理科学引用本文复制引用
邓浏睿,谭婕..智能投顾与最优投资决策[J].湖南大学学报（社会科学版）,2024,38(4):63-74,12.基金项目
湖南省自然科学基金项目:金融科技对养老金投资的影响机制及优化路径研究(2022JJ30400) （2022JJ30400）
