数字普惠金融赋能共同富裕:基于省级面板数据的实证检验OA北大核心CHSSCDCSSCICSTPCD
Digital Inclusive Finance Empowering Common Prosperity:An Empirical Test Based on Provincial Panel Data
数字普惠金融借助数字技术的优势极大地提升了金融服务的普惠性,是推动我国共同富裕发展的重要引擎.文章基于2013-2021年的省级面板数据,采用主成分分析法与熵值法测算了我国共同富裕发展水平,并探究了数字普惠金融对共同富裕的影响.研究表明:数字普惠金融促进了共同富裕,其中,数字化程度增加对共同富裕的促进作用最强;数字普惠金融可以通过提升地区创业水平与促进经济发展的路径来促进共同富裕;数字普惠金融对共同富裕的影响呈现"东部>中部>西部"的地域特征;数字普惠金融发展对共同富裕的影响具有非线性特征,对于共同富裕的边际影响逐步提升.
Digital inclusive finance has greatly enhanced the universality of financial services with the advantage of digital technology,and is an important engine to promote the development of common prosperity in China.Based on the provincial panel data from 2013 to 2021,this paper uses principal component analysis(PCA)and entropy value method to measure the level of common prosperity development in China,and then explores the influence of digital inclusive finance on common prosperity.The results are shown as follows:Digital inclusive finance has promoted common prosperity,and the digitalization degree has the most significant promotion effect on common prosperity.Digital inclusive finance can promote common prosperity by improving the lev-el of regional entrepreneurship and promoting economic development.The influence of digital inclusive finance on common pros-perity shows the geographical characteristics of"the eastern region>the central region>the western region".The impact of digital inclusive finance on common prosperity has a non-linear characteristic,and the marginal impact on common prosperity is gradual-ly increasing.
刘英杰
河南财经政法大学 公共管理学院,郑州 450046
经济学
数字普惠金融共同富裕创业水平经济发展
digital inclusive financecommon prosperityentrepreneurship leveleconomic development
《统计与决策》 2024 (013)
136-141 / 6
国家社会科学基金一般项目(22BKS176);河南省哲学社会科学规划年度项目(2022BJJ020)
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