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缺钱还能上好班吗?财务压力职场溢出效应的表现、机制与条件OA北大核心CHSSCDCSSCICSTPCD

The spillover effects of financial stress in the workplace

中文摘要英文摘要

近年来,财务压力已成为个体的头号压力来源,它不仅负面冲击个体生活,还影响员工职场表现.然而截至目前,学术界对于它究竟如何影响员工的职场表现,为何产生影响以及在何种情况下造成影响还缺乏全面系统的了解.为回答上述问题并启发学术研究和助力管理实践,系统梳理了相关研究成果,总结了财务压力的职场溢出效应框架,全面呈现了财务压力职场溢出效应的具体表现、发生机制和边界条件.总体上,(1)个人或家庭财务压力不仅显著影响个体工作表现(如态度、行为和绩效)、职业结果和工作家庭关系,还影响同事、团队和组织产出;其主要产生负面影响,但也能激发一些积极行为.(2)财务压力主要通过资源、认知和动机机制影响个体自身,通过不确定管理、补偿控制和情绪传染机制影响他人.(3)财务压力溢出效应强弱存在边界条件,如员工、工作和宏观情境特征.未来研究需进一步厘清不同类型财务压力溢出效应的差异、丰富其研究主体和研究方法、挖掘化"压力"为"动力"的边界条件,以及开展针对中国社会文化情境的研究,以推动对该领域的深入探讨并指导管理实践.

In recent years,global concern has escalated over personal financial stress,impacting individuals both in their personal lives and at work.However,there remains a lack of comprehensive understanding of its effects on workplace outcomes,including the underlying reasons and conditions.This study presents a framework derived from a systematic review of existing research,delving into the spillover effects of financial stress on the workplace.It examines its manifestations,mechanisms,and the factors that exacerbate or alleviate its impact.Financial stress not only influences individual work-related attitudes,behaviors,performance,occupational outcomes,and work-family dynamics,but also impacts colleagues,teams,and organizational outputs.While it primarily has negative effects,it can also stimulate some positive behaviors.For individuals,its effects are channeled primarily through resource,cognitive,and motivational pathways,while for others,it operates via uncertainty management,compensation control,and emotional contagion.The impact varies depending on employee characteristics,job specifics,and the broader macroeconomic context.Future research should further differentiate between various spillover effects,broaden the research scope and methodologies,explore how stress can be transformed into motivation,and tailor studies to the socio-cultural context of Chinese society.These endeavors will advance our understanding of this issue and offer valuable guidance for management practices.

陈欢;王震;姜福斌

中央财经大学商学院,北京 100081

心理学

财务压力溢出效应职场表现内在机制边界条件

financial stressspillover effectworkplace outcomesunderlying mechanismboundary conditions

《心理科学进展》 2024 (008)

1366-1378 / 13

国家自然科学基金面上项目(72172170).

10.3724/SP.J.1042.2024.01366

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