西安石油大学学报（社会科学版）2024，Vol.33Issue(4)：15-23,9.
数字普惠金融促进农村居民创业了吗?
Does Digital Inclusive Finance Promote Entrepreneurship among Rural Residents?
摘要
Abstract
Based on the Household Finance Survey data(CHFS)and Digital financial Inclusion Index in 2015,2017 and 2019,this paper studies the impact of digital financial inclusion on rural residents'entrepre-neurship..The results show that digital inclusive finance has a significant positive impact on rural residents'en-trepreneurship;Digital inclusive finance indirectly affects rural residents'entrepreneurship through the improve-ment of Internet payment ability and social network transmission.Digital financial inclusion has a more signifi-cant impact on the entrepreneurship of middle-aged rural residents,which can promote the entrepreneurship of rural residents with low and medium financial literacy level,and has a significant promoting effect on the en-trepreneurship of rural residents in the eastern region.关键词
数字普惠金融/农村居民创业/互联网支付能力/社会网络/金融排斥Key words
digital inclusive finance/rural residents'entrepreneurship/internet payment ability/social networks/financial exclusion分类
管理科学引用本文复制引用
李春霄,张艺婷..数字普惠金融促进农村居民创业了吗?[J].西安石油大学学报（社会科学版）,2024,33(4):15-23,9.基金项目
国家社会科学基金项目"农村居民工返乡创业初期金融排斥的形成机理与破解对策研究"(17CJY039). （17CJY039）
