金融理论与教学2024，Vol.42Issue(4)：21-28,37,9.
数字普惠金融、产业结构升级与西藏高质量发展
Digital Inclusive Finance,Industrial Structure Upgrading and High-quality Development in Tibet
摘要
Abstract
Financial resources play an important role in economic development,while traditional finance has shortcomings in this process.The digital inclusive finance formed by the combination of inclusive finance and digital technology can make rational use of resources and promote economic development.Taking the panel data of seven prefecture-level cities in Tibet from 2011 to 2020 as research samples,this paper constructs an evaluation index measurement system of high-quality development in Tibet from two aspects:the fundamentals and social achievements of high-quality development in Tibet.The fixed effect model is used to confirm that digital inclusive finance can promote high-quality development in Tibet.Through the mediating effect,it is found that the upgrading of industrial structure plays a part of the mediating effect in the process of digital inclusive finance promoting high-quality development in Tibet.The study also indicates that there is a nonlinear relationship between digital inclusive finance and high-quality development in Tibet.When the development level of digital inclusive finance is higher than the threshold value,its role in promoting the high-quality development in Tibet is more significant.关键词
数字普惠金融/产业结构升级/高质量发展Key words
digital inclusive finance/industrial structure upgrading/high-quality development分类
管理科学引用本文复制引用
庞洪伟,刘鑫雨..数字普惠金融、产业结构升级与西藏高质量发展[J].金融理论与教学,2024,42(4):21-28,37,9.基金项目
西藏科技厅项目"西藏边境地区生态产业化研究"(XZ202301ZY0002F) （XZ202301ZY0002F）
环喜马拉雅人类活动与区域发展协同创新中心2024年项目"西藏新质生产力的动力机制和实践路径研究". （）
