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数字普惠金融对农村居民收入影响分析

萨茹拉 马婷婷 杜晓彤

金融理论与教学2024,Vol.42Issue(4):29-37,9.
金融理论与教学2024,Vol.42Issue(4):29-37,9.

数字普惠金融对农村居民收入影响分析

Analysis on the Impact of Digital Inclusive Finance on the Income of Rural Residents:Based on the Panel Data of 282 Cities at or Above the Prefecture Level

萨茹拉 1马婷婷 1杜晓彤1

作者信息

  • 1. 内蒙古师范大学 经济管理学院,内蒙古 呼和浩特 010028
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摘要

Abstract

Based on the analysis of the impact of digital inclusive finance on the income of rural residents and the panel data from 282 cities at or above the prefecture level between 2011 and 2020,this study employs a dual fixed-effect model to examine the impact of digital inclusive finance on the income of rural residents.The empirical findings reveal that the advancement of digital inclusive finance contributes to an increase in the income of rural residents,demonstrating regional heterogeneity and threshold effect.Specifically,both the breadth of coverage and depth of usage have positive effects on increasing the income of rural residents,while the degree of digitalization does not contribute to such increase.

关键词

数字普惠金融/农村居民收入/面板回归模型

Key words

digital inclusive finance/the income of rural residents/panel regression model

分类

管理科学

引用本文复制引用

萨茹拉,马婷婷,杜晓彤..数字普惠金融对农村居民收入影响分析[J].金融理论与教学,2024,42(4):29-37,9.

基金项目

内蒙古哲学社会科学规划一般项目(2023NDC144). (2023NDC144)

金融理论与教学

OACHSSCD

1004-9487

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