金融理论与教学2024，Vol.42Issue(4)：38-44,53,8.
绿色信贷对我国商业银行竞争力的影响研究
Research on the Impact of Green Credit on Competitiveness of China's Commercial Banks:Based on Panel Data from 17 Listed Banks
摘要
Abstract
Based on panel data from 17 listed banks from 2011 to 2022,the entropy method is used to calculate the weights of various indicators in four aspects of commercial bank profitability,safety,liquidity and growth.The comprehensive scores of commercial bank competitiveness are obtained,and three regression models,score model,ROA model,and LR model,are constructed to analyze the impact of green credit on commercial bank competitiveness.The research shows that an increase in the green credit ratio has a slight impact on the competitiveness of commercial banks in the short term,while in the long run,increasing green credit is beneficial for enhancing the competitiveness of commercial banks;by increasing the ratio of green credit issuance,the liquidity of funds will increase.Therefore,developing green finance has become a powerful weapon for commercial banks to enhance their competitiveness.关键词
绿色信贷/商业银行/竞争力Key words
green credit/commercial banks/competitiveness分类
管理科学引用本文复制引用
刘涛,杨宇..绿色信贷对我国商业银行竞争力的影响研究[J].金融理论与教学,2024,42(4):38-44,53,8.
