科技智囊Issue(8)：11-19,9.DOI:10.19881/j.cnki.1006-3676.2024.08.02
数字普惠金融、科技创新与商贸流通业高质量发展
Digital Inclusive Finance,Technological Innovation and High-quality Development of Commercial Circulation Industry
摘要
Abstract
[Research purpose]Digital inclusive finance and scientific and technological innovation have contributed to the high-quality development of the commercial circulation industry.At the same time,the high-quality development of commercial circulation industry is an inevitable path to promote high-quality development of economy.Therefore,the study of the mechanism and optimization path of high-quality development of commercial circulation industry provides theoretical and practical guidance for high-quality development of economy.[Research method]Based on the panel data of 30 provinces(autonomous regions and municipalities)except Tibet,Hong Kong,Macao and Taiwan from 2006 to 2022,it constructs regression model,mediating effect model,endogenous and robust model,and heterogeneity model,testing the relationship among digital inclusive finance,scientific and technological innovation(human innovation,capital innovation,and technological innovation)and high-quality development of commercial circulation industry.[Research conclusion]The results show that digital inclusive finance and scientific and technological innovation promote the high-quality development of commercial circulation industry;scientific and technological innovation plays a partial intermediary role between digital inclusive finance and high-quality development of commercial circulation industry:scientific and technological innovation＞financial innovation＞human innovation;the promotion effect of digital inclusive finance and scientific and technological innovation on the high-quality development of commercial circulation industry has regional heterogeneity:eastern region＞central region＞western region.Accordingly,some countermeasures and suggestions are put forward to improve digital inclusive finance and strengthen scientific and technological innovation.关键词
数字普惠金融/科技创新/商贸流通业高质量发展/中介效应/异质性分析Key words
digital inclusive finance/scientific and technological innovation/high-quality development of commercial circulation industry/intermediary effect/heterogeneity analysis分类
管理科学引用本文复制引用
吕向丽,张存刚..数字普惠金融、科技创新与商贸流通业高质量发展[J].科技智囊,2024,(8):11-19,9.基金项目
国家社科基金项目"西北民族旅游村寨巩固脱贫攻坚成果与乡村振兴有效衔接的现状调查研究"(22XMZ044) （22XMZ044）
甘肃省软科学专项"城乡融合视角下甘肃相对贫困治理对策研究"(21CX6ZA093) （21CX6ZA093）
甘肃省哲学社会科学项目"兰州打造制造业强市的机制与路径研究". （）
