台湾农业探索Issue(2)：22-30,9.DOI:10.16006/j.cnki.twnt.2024.02.004
数字普惠金融能否促进返乡农民工创业决策?
Can Digital Inclusive Finance Promote the Entrepreneurial Decision-making Among the Returning Migrant Workers?
摘要
Abstract
[Objective/Meaning]The returning migrant workers are an important subject in achieving the rural revitalization.By exploring whether the digital inclusive finance could promote the entrepreneurial decision-making among the returning migrant workers,it would provide inspiration for effectively realizing the"stable employment"of key groups such as the returning migrant workers and promoting the rural informatization and rural revitalization strategies.[Methods/Procedures]The data of China Labor Force Dynamics Survey(CLDS)from 2012 to 2018 and the digital inclusive finance index were used to construct a panel data model.Then,the overall development level of digital inclusive finance and the impact of its three dimensions on the entrepreneurial decision-making of returning migrant workers were analyzed.[Results/Conclusions]The study found that:(1)the development of digital inclusive finance could increase the probability of migrant workers returning home to start businesses;(2)There was a positive relationship between the digital inclusive finance and the entrepreneurial decisions of the returning migrant workers with higher household incomes and the middle-aged and elderly returning migrant workers,and the digital inclusive finance could significantly promote the entrepreneurial decisions of the returning migrant workers in the central and eastern regions.关键词
数字普惠金融/返乡农民工/返乡创业Key words
digital inclusive finance/returning migrant workers/returning home for entrepreneurship分类
管理科学引用本文复制引用
李慧婷,周毕芬..数字普惠金融能否促进返乡农民工创业决策?[J].台湾农业探索,2024,(2):22-30,9.基金项目
福建省财政厅专项课题(KSBC2301A) （KSBC2301A）
福建农林大学科技创新专项基金项目(KCX22F16A). （KCX22F16A）
