重庆科技大学学报（社会科学版）Issue(5)：1-15,15.DOI:10.19406/j.issn.2097-4523.2024.05.001
数字普惠金融缩小城乡收入差距的影响研究
Research on the Impact of Digital Inclusive Finance on Narrowing Down the Income Gap Between Urban and Rural Areas
摘要
Abstract
Based on the national panel data during the period from 2011 to 2021,it uses econometric models to explore the impact of digital inclusive finance on the urban-rural income gap,and employs replacement of explanatory variables and addition of control variables for robustness analysis,and heterogeneity analysis for the eastern,central and western regions of China.The results show that digital inclusive finance as well as its different dimensions and functions can significantly converge the urban-rural income gap,such convergence effect of digital inclusive finance is heterogeneous across regions,and different control variables have different impacts on the urban-rural income gap.On this basis,policy suggestions are put forward such as improving the infrastructure of digital inclusive finance,building a diversified supply system of digital inclusive finance,improving the legal and regulatory system of digital inclusive finance,and promoting the development of digital inclusive finance in various regions according to local conditions,so as to narrow down the income gap between urban and rural areas and fulfill common prosperity.关键词
数字普惠金融/城乡收入差距/普惠金融/数字金融服务/共同富裕Key words
digital inclusive finance/urban-rural income gap/inclusive finance/digital financial service/common prosperity分类
管理科学引用本文复制引用
王花,窦祥铭..数字普惠金融缩小城乡收入差距的影响研究[J].重庆科技大学学报（社会科学版）,2024,(5):1-15,15.基金项目
安徽省党校(行政学院)系统"省委十一届五次全会精神研究"专项课题"加快推进宿州市农村一二三产业融合发展的对策研究"(QSZK2023007). （行政学院）
