数字普惠金融对林业经济高质量发展的影响OA北大核心CHSSCDCSTPCD

⑴ Background——As a new financial model,digital inclusive finance has green attributes and positive environmental externalities,which is of great significance to the construction of green economic development sys-tem.Digital inclusive finance is an effective tool to break the financial dilemma of the traditional forestry industry system,and has become an important driving force for the high-quality development of China's forestry industry.At present,few scholars have studied the impact mechanism and its degree of digital inclusive finance on the high-quality development of forestry economy. ⑵ Methods——The research data was the panel data of 31 provinces(municipalities,autonomous re-gions)in China from 2011 to 2021,and the relevant data on the development level of digital inclusive finance came from the research results of the Institute of Digital Finance,Peking University.This paper firstly construc-ted the index system of high-quality development of forestry economy from four dimensions:basic guarantee ca-pacity,factor driving force,resource carrying capacity and industrial development capacity,and used the entropy weight method to measure the level of high-quality development of forestry economy in various provinces(munici-palities,autonomous regions).Secondly,the panel fixed effects model was used to empirically test the impact of digital inclusive finance on the high-quality development of forestry economy.Finally,the panel threshold model was used to explore the mechanism and characteristics of the impact. ⑶ Results——First,the high-quality development level of China's forestry economy from 2011 to 2021 showed an overall upward trend,but the upward process had a certain volatility.Second,digital inclusive finance had a significant positive effect on the high-quality development of forestry economy,and the coverage breadth,the depth of use and the digitalized degree of digital inclusive finance also had a significant positive effect on the high-quality development of forestry economy.Third,from the perspective of geographic spatial heterogeneity,when controlling variables are considered,digital inclusive finance in eastern,western and central regions of Chi-na had a significant positive impact on the high-quality development level of forestry economy,and the impact was most prominent in western regions.Fourth,digital inclusive finance had a single threshold effect on the high-quality development of China's forestry economy. ⑷ Conclusions and Discussions——First,the government should continue to promote and deepen the development of digital inclusive finance,fully combine the actual situation of different regions,establish support-ing promotion and application mechanisms for different entities from the perspective of deep integration of digital technology and inclusive financial services,and rely on the large state-owned mobile communication enterprises to support the digital construction of forestry in various regions,especially in the western regions and deeply em-bed the digital inclusive financial services in the whole process of the value realization of forest ecological prod-ucts.Second,combining the forest endowments of different regions and the actual development of the forestry in-dustry,we should create a good financing environment for the development of the forestry economy,innovate the market-oriented financing model of forest products,improve the marketization level of the forestry economy,ac-celerate the development and utilization of ecological resources,and create conditions for the deep coupling of digital inclusive finance and the development of the forestry economy.