数字普惠金融、新质生产力与城乡融合发展OA北大核心CHSSCDCSSCICSTPCD

Digital inclusive finance provides a financial foundation for cultivating and developing new quality productivity,and also provides a new driving force for the integrated development of urban and rural areas.This paper utilizes the panel data of 30 provinces in China from 2011 to 2022 to examine the effects and mechanisms of digital inclusive finance on the integrated de-velopment of urban and rural areas from the perspective of new quality productivity.The research findings go as the following:(1)Digital inclusive finance significantly enhances the integrated development of urban and rural areas.(2)Digital inclusive finance promotes the integrated development of urban and rural areas by improving new quality productivity.(3)The promotion effect of digital inclusive finance on urban-rural integration is influenced by the new quality productivity and its own threshold effect,and that this effect shows the characteristics of increasing marginal effect.(4)The impact of digital inclusive finance on urban-rural in-tegrated development is more obvious in provinces with high economic development level,low traditional financial development level and high Internet development level.