当代经济管理2024，Vol.46Issue(12)：76-86,11.DOI:10.13253/j.cnki.ddjjgl.2024.12.008
养老金融支持多层次养老保险体系优化:逻辑起点、现实困境与推进路径
Pension Finance Supports the Optimization of Multi-tier Pension Insurance System:Logical Starting Point,Practical Dilemma and Promotion Path
摘要
Abstract
Against the background of increasing population ageing,the pension system is facing serious sustainability risks.Since the problem of elderly care essentially involves the inter-temporal allocation of financial resources,in order to solve the dilemma faced by its development,it is necessary to establish a multi-pension responsibility sharing mechanism based on the pension financial system.Starting from the reform history of domestic and inter-national pension system under the relationship between government and market,this paper clarifies the logical starting point of integrating pension fi-nance into the reform of multi-tier pension system,and clarifies the mechanism of pension finance to support the optimization of multi-tier pension sys-tem as well as the realistic dilemmas faced by the system.On this basis,the implementation path of pension finance to support the optimization of multi-tier pension system is proposed from the aspects of promoting the benign interaction between pension and capital market,perfecting the personal pension system,promoting the structural reform of the supply side of pension finance,and enhancing the demand for investment of pension financial assets.关键词
养老金融/多层次养老保险体系/个人养老金/制度优化Key words
pension finance/multi-tier pension system/personal pension/system optimization分类
管理科学引用本文复制引用
朱文佩,林义..养老金融支持多层次养老保险体系优化:逻辑起点、现实困境与推进路径[J].当代经济管理,2024,46(12):76-86,11.基金项目
国家社会科学基金重大项目"基于系统观念的多层次社会保障制度创新与政策协同研究"(23ZDA099) （23ZDA099）
四川省哲学社会科学青年基金项目"四川现代特色养老金融体系构建研究"(SCJJ24ND300). （SCJJ24ND300）
