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天津市小额贷款银团研究(1949-1952)

曹飞

巢湖学院学报2024,Vol.26Issue(5):11-17,33,8.
巢湖学院学报2024,Vol.26Issue(5):11-17,33,8.DOI:10.12152/j.issn.1672-2868.2024.05.002

天津市小额贷款银团研究(1949-1952)

A Study on the Tianjin Microloan Consortium(1949-1952)

曹飞1

作者信息

  • 1. 河北大学 历史学院,河北 保定 071002
  • 折叠

摘要

Abstract

Microloans refer to loan services provided to low-income groups.In the early years following the found-ing of the People's Republic of China,Tianjin experienced rampant speculation and high inflation,leading to a lack of operating capital among small businesses.The Cooperative Department of the People's Bank of Tianjin was the first to pilot microloan services,subsequently collaborating with the banking sector to establish the Tianjin Mi-croloan Consortium.From its inception in August 1950 until its closure in June 1952,the consortium significantly assisted small businesses in Tianjin by providing essential support for their production and distribution activities.In collaboration with the People's Bank of China,it helped combat black market activities and usury,promoting the reestablishment of market credit.Furthermore,it supported the establishment of joint ventures in line with national policies.Despite its short lifespan,the Tianjin Microloan Consortium marked a significant innovation in the early years of the People's Republic of China,demonstrating the state and private banks'joint efforts in microloan opera-tions.This initiative,guided by national policies,showcased the elements of planning and collectivism,providing valuable lessons for the transition to socialism.

关键词

新中国成立初期/天津市小额贷款银团/贷款/金融业

Key words

early years of the People's Republic of China/Tianjin microloan consortium/loans/finance

分类

管理科学

引用本文复制引用

曹飞..天津市小额贷款银团研究(1949-1952)[J].巢湖学院学报,2024,26(5):11-17,33,8.

巢湖学院学报

1672-2868

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