摘要
Abstract
Based on years of on-site investigation experience and claims handling practice,this paper sorts out the claims data of long-distance pipeline cases,and analyzes the natural disasters faced by long-distance pipeline projects as well as the typical accident risks from the perspective of claims handling.In the distribution of risk causes,heavy rain(including flooding)is the most important cause of accidents in long-distance pipeline claims,followed by windstorms since long-distance pipeline claims are mainly distributed from early summer to early fall(May-September),which is consistent with the fact that heavy rain(including flooding)is the greatest risk faced by long-distance pipelines.The simple payout rates of different enterprises are extremely unbalanced.The typical risks of natural disasters and accidents include climate and geologic disaster risks,manufacturing and construction defects,third-party damages,pipeline corrosion,incorrect operations,and others.Some pipeline projects have such problems as construction management,pipeline design,hydraulic protection construction,and restoration maintenance,the natural gas insurance method is unreasonable,premiums and insurance premiums are not matched,the insurance premium rate mechanism is unreasonable,unequal risk exposures of new and old pipelines and insurance rates,and inconsistent logic between insuring and compensating.It is suggested to improve the insurance conditions of long-distance pipelines,optimize and enhance the level of insurance protection,concentrate on pipeline construction and operation,and enhance the essential safety of pipelines from the outset.关键词
长输管道/资产风险/财产保险/理赔分析/管道建设Key words
long-distance pipelines/asset risk/property insurance/claim analysis/pipeline construction分类
经济学
