中国石油大学学报（社会科学版）2025，Vol.41Issue(2)：117-124,8.DOI:10.13216/j.cnki.upcjess.2025.02.0013
数字普惠金融对外贸高质量发展的影响研究
Research on the Impact of Digital Financial Inclusion on the High-quality Development of Foreign Trade
摘要
Abstract
Based on panel data from 30 provinces in China spanning the years 2011 to 2020,this paper empirically investigates the im-pact of digital inclusive finance on the high-quality development of foreign trade.The findings reveal that,overall,digital inclusive fi-nance significantly promotes the high-quality development of foreign trade.However,the degree of digital support across its sub-dimen-sions does not contribute positively to this development.Regionally,digital inclusive finance markedly enhances the high-quality devel-opment of foreign trade in the eastern regions,exhibits a negligible effect in the central regions,and demonstrates an adverse impact in the western regions.Mechanism analysis indicates that digital inclusive finance facilitates the high-quality development of foreign trade through technological innovation and human capital accumulation.Further research identifies that financial regulation plays a significant moderating role in the relationship between digital inclusive finance and the high-quality development of foreign trade.Consequently,it is imperative to refine the institutional framework of digital inclusive finance,bolster the construction of digital financial infrastructure,and cultivate competitive advantages in trade to foster the high-quality development of China's foreign trade sector.关键词
数字普惠金融/技术创新/人力资本/金融监管/外贸高质量Key words
digital financial inclusion/technical innovation/human capital/financial regulation/high quality foreign trade分类
管理科学引用本文复制引用
郑小玲,张淑怡..数字普惠金融对外贸高质量发展的影响研究[J].中国石油大学学报（社会科学版）,2025,41(2):117-124,8.基金项目
安徽省社科联社会科学创新发展研究课题(2020CX191) （2020CX191）
