农业技术经济Issue(4)：54-70,17.
家庭借贷能否抑制牧户过度放牧
Can Household Borrowing Curb Overgrazing:Empirical Evidence from Pastoral Areas of Central and Western Inner Mongolia
摘要
Abstract
Overgrazing has long posed a significant challenge to the conservation of grassland ecological protection.Financial assistance can help facilitate herders'ability to obtain forage in the market,expedite their transformation to modern breeding practices,and diminish their reliance on natural grassland,which is of great practical significance in achieving the goal of grass-livestock balance.Based on the survey data from 318 pastoral households,this paper employs a propensity score matching(PSM)method to analyzes the impact of household borrowing on herders'grazing intensity.The heterogeneous effects of the size,duration and interest rate of bor-rowing,as well as herders'age,operational scale and scale of loss under drought shock are dis-cussed.The results show that:(1)The household borrowing behavior of herders could help reduce grazing intensity,and that the results are found to be robust.(2)The size,duration and interest rate of household borrowing had a markedly heterogeneous effect among groups on herders'grazing intensity,and on average,the inhibition effect of credit products with an amount of approxi-mately 100,000 yuan,a term of more than 2 years,and an interest rate of 4.97％is evident.(3)The effect of household borrowing on reducing grazing intensity differed significantly across age groups,operational scale groups and drought impact loss scale groups.The inhibition effect of borrowing is particularly pronounced for households over 51 years old,with operational areas smal-ler than the average size of Sumu and a drought impact losses of less than 55,000 yuan.In light of these findings,under the current situation of pastoral system,it is suggested to increase the credit support of ecological financial products in grassland and pastoral areas.Furthermore,special finan-cial products for grassland and livestock balance in pastoral areas should be refined and innovated.Additionally,more short-term or seasonal credit products should be provided to cope with the impact of sudden disasters.Finally,the positive role of loans in coping with disaster im-pacts and reducing grazing intensity should be fully utilized.关键词
牧户/借贷/草畜平衡/放牧强度/倾向值匹配Key words
Herders/Borrowing/Grass-livestock balance/Grazing intensity/Propensity score matching引用本文复制引用
滕晨光,吕开宇,韩枫,张崇尚..家庭借贷能否抑制牧户过度放牧[J].农业技术经济,2025,(4):54-70,17.基金项目
国家自然科学基金项目"草原生态补奖政策对牧民调整草场经营行为的影响研究:作用机理、实证分析与政策优化"(编号:72104063),国家自然科学基金面上项目"劳动力成本上升背景下新型农业经营主体用工适应性调整与生产率提升研究"(编号:72473135),国家自然科学基金项目"我国农业保险对农户新技术采纳行为的影响与机制研究"(编号:72003186),中国农业科学院科技创新工程(编号:10-IAED-RC-10-2024,CAAS-CSAERD-202402,10-IAED-03-2024),安徽省科技创新战略与软科学研究专项"科技支撑千亿斤江淮粮仓建设路径研究"(编号:202306f01050011). （编号:72104063）
