安徽工程大学学报2025，Vol.40Issue(2)：60-66,7.
数字技术驱动下的金融变革:发达国家经验与中国数字金融发展的路径探索
On the Development of Digital Finance in the Developed Country and Its Practical Implications
摘要
Abstract
In recent years,the integration and innovation of digital technology and financial business,represented by big data,blockchain and artificial intelligence,have been deepening,and the digital finance developed under this trend is subverting the traditional financial form,providing great impetus for improving the efficiency of financial services and expanding the coverage.Based on the analysis of the development of digital finance in the UK,the United States and Japan,this paper explores the outstanding highlights and shortcomings worth learning from in the development of digital finance.Besides,it puts forward suggestions to strengthen the research of underlying technology,improve the financial infrastructure,and strengthen the financial supervision system and so on to prompt the development of digital finance in our country.关键词
数字金融/金融科技/数字化转型Key words
digital finance/financial technology/digital transformation分类
经济学引用本文复制引用
凌济远,姚德利..数字技术驱动下的金融变革:发达国家经验与中国数字金融发展的路径探索[J].安徽工程大学学报,2025,40(2):60-66,7.基金项目
安徽省科技创新战略与软科学研究专项项目(202206f01050041) （202206f01050041）
