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我国金融机构外部数据的流通现状及对策建议

侯宁 张斯睿 童锦瑞

信息通信技术与政策2025,Vol.51Issue(4):55-59,5.
信息通信技术与政策2025,Vol.51Issue(4):55-59,5.DOI:10.12267/j.issn.2096-5931.2025.04.008

我国金融机构外部数据的流通现状及对策建议

Current situation and countermeasures on external data circulation of financial institutions in China

侯宁 1张斯睿 1童锦瑞1

作者信息

  • 1. 中国信息通信研究院云计算与大数据研究所,北京 100191
  • 折叠

摘要

Abstract

The financial industry,which is a data intensive and technology driven sector,occupies an important position in China's digital transformation.External data,as an effective information supplement for financial risk control and marketing customer acquisition,has become increasingly important in financial institutions.In recent years,the financial institutions set off a round of innovation and practice upsurge in external data circulation management.However,due to the unclear regulatory redline of data circulation,unclear data acquisition authorization path,and low level of refinement of data management,the external data circulation environment of financial institutions is still in a disordered state.It has become an important task to give play to the role of the government in orderly guiding and standardizing development,clarify the responsibilities and obligations of all participants,support the innovation and exploration of financial institutions,and cultivate a credible circulation system for external data.

关键词

数据流通/外部数据/外部数据管理/可信数据源

Key words

data circulation/external data/external data management/trusted data source

分类

经济学

引用本文复制引用

侯宁,张斯睿,童锦瑞..我国金融机构外部数据的流通现状及对策建议[J].信息通信技术与政策,2025,51(4):55-59,5.

信息通信技术与政策

2096-5931

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