信息通信技术与政策2025,Vol.51Issue(4):55-59,5.DOI:10.12267/j.issn.2096-5931.2025.04.008
我国金融机构外部数据的流通现状及对策建议
Current situation and countermeasures on external data circulation of financial institutions in China
侯宁 1张斯睿 1童锦瑞1
作者信息
- 1. 中国信息通信研究院云计算与大数据研究所,北京 100191
- 折叠
摘要
Abstract
The financial industry,which is a data intensive and technology driven sector,occupies an important position in China's digital transformation.External data,as an effective information supplement for financial risk control and marketing customer acquisition,has become increasingly important in financial institutions.In recent years,the financial institutions set off a round of innovation and practice upsurge in external data circulation management.However,due to the unclear regulatory redline of data circulation,unclear data acquisition authorization path,and low level of refinement of data management,the external data circulation environment of financial institutions is still in a disordered state.It has become an important task to give play to the role of the government in orderly guiding and standardizing development,clarify the responsibilities and obligations of all participants,support the innovation and exploration of financial institutions,and cultivate a credible circulation system for external data.关键词
数据流通/外部数据/外部数据管理/可信数据源Key words
data circulation/external data/external data management/trusted data source分类
经济学引用本文复制引用
侯宁,张斯睿,童锦瑞..我国金融机构外部数据的流通现状及对策建议[J].信息通信技术与政策,2025,51(4):55-59,5.