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Factors influencing household debt structure under various credit constraints

Chenglu Jin Weida Mao Keru Jin Qianqian Yang Jiaqi Zang Rongda Chen

Journal of Management Science and Engineering2025，Vol.10Issue(1)：P.97-110,14.

Journal of Management Science and Engineering2025，Vol.10Issue(1)：P.97-110,14.DOI:10.1016/j.jmse.2024.08.003

Factors influencing household debt structure under various credit constraints

Chenglu Jin ¹Weida Mao ¹Keru Jin ¹Qianqian Yang ¹Jiaqi Zang ¹Rongda Chen²

作者信息

1. School of Finance,Zhejiang University of Finance and Economics,Hangzhou,310018,China
2. School of Finance,Zhejiang University of Finance and Economics,Hangzhou,310018,China Zhejiang Financial College,Hangzhou,310018,China Financial Innovation and Inclusive Finance Research Center,Zhejiang University of Finance and Economics,Hangzhou,310018,China
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摘要

关键词

Household debt structure/Formal debt/Informal debt/Credit constraints/Influencing factors

分类

管理科学

引用本文复制引用

Chenglu Jin,Weida Mao,Keru Jin,Qianqian Yang,Jiaqi Zang,Rongda Chen..Factors influencing household debt structure under various credit constraints[J].Journal of Management Science and Engineering,2025,10(1):P.97-110,14.

基金项目

supported by grants from the Major Program of National Social Science Foundation of China(No.22&ZD073) （No.22&ZD073）

the National Natural Science Foundation of China(No.72101229 and No.72003164). （No.72101229 and No.72003164）

Journal of Management Science and Engineering

ISSN：2096-2320

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