当代经济管理2025，Vol.47Issue(5)：86-96,11.DOI:10.13253/j.cnki.ddjjgl.2025.05.010
DeepSeek赋能普惠金融发展助力农村共同富裕
DeepSeek Empowers Inclusive Finance and Facilitates Common Prosperity in Rural Areas
摘要
Abstract
To steadily advance common prosperity in rural areas,we can rely on the driving force of DeepSeek's empowerment of inclusive finance.By leveraging the low-cost computing power advantages of DeepSeek's open-source architecture,its dynamic modeling and multi-modal data processing ca-pabilities,and its intelligent interaction and scenario-based integration functions,we can enhance the accessibility of financial services for rural resi-dents,reduce the cost of financial services,expand the coverage of financial services,inject new vitality into rural collective economies,narrow the ur-ban-rural income gap,and promote the equalization of public services.DeepSeek mainly enhances the quality and efficiency of inclusive financial serv-ices,implements precise marketing of financial services,strengthens the data analysis capabilities of financial scenarios,reinforces the intelligent risk control of financial institutions,and assists in the upgrade of green algorithms.These measures positively impact rural industrial revitalization,entrepre-neurship and employment,human capital development,credit culture construction,and green sustainable development.In the new phase,to fully le-verage DeepSeek's empowerment of inclusive finance to boost rural common prosperity,we need to innovate the top-level design of inclusive finance based on DeepSeek's characteristics,improve the digital infrastructure of rural inclusive finance,safeguard the security of the rural financial market,advance the digital transformation of financial institutions,and optimize the scenarios for rural financial education.This will enhance the effectiveness of inclusive financial services in promoting rural common prosperity.关键词
DeepSeek/普惠金融/金融机构/农村共同富裕Key words
DeepSeek/inclusive finance/financial institutions/common prosperity in rural areas分类
管理科学引用本文复制引用
李媛媛,周欢..DeepSeek赋能普惠金融发展助力农村共同富裕[J].当代经济管理,2025,47(5):86-96,11.基金项目
国家社会科学基金重大项目"改革开放以来中国发展道路的政治经济学理论创新与历史经验研究"(20&ZD052). （20&ZD052）
