统计与决策2025，Vol.41Issue(9)：145-150,6.DOI:10.13546/j.cnki.tjyjc.2025.09.025
数字金融、融资约束与企业新质生产力
Digital Finance,Financing Constraints and New Quality Productivity of Enterprises
摘要
Abstract
In the context of global economic transformation and technological innovation,how to enhance new quality produc-tivity to drive high-quality economic development has become a crucial issue.Based on the three major characteristics of high technology,high efficiency and high quality,this paper constructs an evaluation index system for the new quality productivity of enterprises,and further utilizes data of Shanghai and Shenzhen A-share listed companies from 2011 to 2022 to explore the impact of digital finance on new quality productivity of enterprises and its underlying mechanisms.The study finds that the development of digital finance indeed has a driving effect on the enhancement of new quality productivity of enterprises.Particularly,the in-depth development of digital finance plays a key role in boosting the productivity.Further analysis reveals that digital finance can effectively alleviate the"attribute mismatch"and"domain mismatch"issues in traditional finance,providing enterprises with more flexible financial support and possessing favorable inclusive characteristics.Mechanism analysis results indicate that digital finance promotes the formation and development of new quality productivity of enterprises by alleviating financing constraints and optimizing resource allocation.关键词
数字金融/新质生产力/融资约束/高质量发展Key words
digital finance/new quality productivity/financing constraints/high-quality development分类
管理科学引用本文复制引用
郑重远,邵艳红..数字金融、融资约束与企业新质生产力[J].统计与决策,2025,41(9):145-150,6.基金项目
国家社会科学基金一般项目(22BTJ011) （22BTJ011）
国家统计局重点项目(2024LZ027) （2024LZ027）
