计算机应用与软件2025，Vol.42Issue(5)：393-397,5.DOI:10.3969/j.issn.1000-386x.2025.05.052
一种基于区块链的自动保险理赔系统
AN AUTOMATIC INSURANCE CLAIM SETTLEMENT SYSTEM BASED ON BLOCKCHAIN
陈铭 1张永涛 1钱杰2
作者信息
- 1. 上海中医药大学附属第七人民医院 上海 200137
- 2. 上海市胸科医院/上海交通大学医学院附属胸科医院 上海 200030
- 折叠
摘要
Abstract
Electronic medical record(EMR)is the private data of patients for relevant medical diagnosis,but the relevant insurance claims will access these private data in clear text,which is easy to cause the disclosure of private data and the risk of data security.In order to solve the above problems,it is proposed that the centralized management and storage of electronic medical records can be realized by using blockchain and smart contract.The patient's electronic medical records were stored in the InterPlanetary file system(IPFS)and associated with the patient's data through smart contract.When a patient saw a doctor in the hospital,a claim settlement contract was directly generated.When settling a claim,the insurance company did not need to obtain the explicit information of the patient's electronic medical record.It judged whether the insurance needed to settle a claim through the claim settlement contract,so as to realize the purpose of standardizing the insurance claim settlement and protecting the user's privacy data.关键词
电子病历/区块链/智能合约/自动理赔Key words
Electronic medical record/Blockchain/Smart contract/Automatic claim settlement分类
信息技术与安全科学引用本文复制引用
陈铭,张永涛,钱杰..一种基于区块链的自动保险理赔系统[J].计算机应用与软件,2025,42(5):393-397,5.
