农业技术经济Issue(5)：4-19,16.
农业保险对粮食作物产量的影响及作用机制
The Impact and Mechanism of Agricultural Insurance on the Yield of Grain Crop:A Case Study of Three Major Grain Crops
摘要
Abstract
Agricultural insurance is a crucial risk management tool for mitigating agricultural production risks,ensuring the supply of key agricultural products,and supporting national food se-curity.This article examines policy-based agricultural insurance for three major grain crops,using data from National Fixed Point Survey(NFP)in rural China from 2019 to 2021.It empirically tests the impact and mechanisms of agricultural insurance on the yield of these crops and further analyzes its role in stabilizing agricultural income.The results indicate that agricultural insurance significantly increases the yield of the three major grain crops by encouraging farmers to transfer farmland and incentivizing increased fertilizer use.The yield-enhancing effects vary across different crops,planting scales,and regions.Furthermore,agricultural insurance has a notable posi-tive impact on farmers' agricultural income.It increases total income by boosting production and reduces income fluctuations for insured farmers through payouts after disasters,facilitating a quicker recovery in agricultural production.The conclusions drawn from this article provide empir-ical insights into the policy objectives of materialized cost insurance and offer guidance for impro-ving the multi-level and high-quality agricultural insurance system in the future.关键词
政策性农业保险/物化成本保险/粮食产量/农业收入Key words
Policy-based agricultural insurance/Materialized cost insurance/Grain yield/Ag-ricultural income引用本文复制引用
陈柳言,顾海英..农业保险对粮食作物产量的影响及作用机制[J].农业技术经济,2025,(5):4-19,16.基金项目
国家社会科学基金重大项目"推进中国特色农业农村现代化的理念、动力与路径研究"(编号:22ZDA058). （编号:22ZDA058）
