统计与决策2025，Vol.41Issue(11)：139-143,5.DOI:10.13546/j.cnki.tjyjc.2025.11.024
数字普惠金融、资源要素配置与农业农村现代化
Digital Inclusive Finance,Resource Factor Allocation and Agricultural and Rural Modernization
摘要
Abstract
Digital inclusive finance is a product of the digitalization of traditional inclusive finance,and whether it can be-come a powerful starting point for agricultural and rural modernization is a key issue worthy of attention.Based on the panel data of 30 provinces in China from 2011 to 2022,this paper empirically investigates the effect of digital inclusive finance on agricultural and rural modernization and its action mechanism.The study findings go as below:Digital inclusive finance can significantly pro-mote the agricultural and rural modernization.Compared with the breadth of coverage,the improvement of the depth of use and the degree of digitization are more conducive to the promotion of agricultural and rural modernization.The mechanism test results show that from the perspective of resource factor allocation,digital inclusive finance can help agricultural and rural modernization by playing the effects of capital supply,technological spillover and labor force returning.Heterogeneity analysis results show that in major grain-producing areas and regions with low financial level,the enabling effect of digital inclusive finance on agricultural and rural modernization is more significant.关键词
农业农村现代化/数字普惠金融/资源要素配置Key words
agricultural and rural modernization/digital inclusive finance/resource factor allocation分类
管理科学引用本文复制引用
徐伟祁,谭卓敏,柳松..数字普惠金融、资源要素配置与农业农村现代化[J].统计与决策,2025,41(11):139-143,5.基金项目
国家社会科学基金重大项目(24&ZD035) （24&ZD035）
广东省教育厅重点项目(2024ZDZX4163) （2024ZDZX4163）
