当代经济管理2025，Vol.47Issue(7)：89-96,8.DOI:10.13253/j.cnki.ddjjgl.2025.07.010
金融科技创新赋能低空经济发展的内在逻辑、现实困境与实践路径
Research on the Internal Logic,Realistic Dilemma and Practice Path of Financial Technology Innovation Empowering Low-altitude Economic Development
摘要
Abstract
In the era of digital economy,the integration of financial technology innovation and low-altitude economy has become a new driving force for high-quality economic development.This paper deeply discusses the internal logic,realistic dilemma and practical path of financial technology innova-tion empowering low-altitude economic development.The research finds that Fintech innovation comprehensively promotes the transformation and upgra-ding of low-altitude economy through technology empowerment,factor reconstruction and scene integration.Block-chain technology constructs a trust mechanism for low-altitude airspace governance.Artificial intelligence optimizes the intelligent decision-making system of low-altitude aircraft.Digital twin technology improves the operational efficiency of low-altitude infrastructure.At the same time,fintech has reshaped the production factor system of the low-altitude economy through data factor driving,algorithm computing power construction and digital capital activation.However,this process also faces practical difficulties such as technical bottlenecks,institutional lag,market shortcomings and factor risks.On this basis,the research proposes practical paths such as building a"three-dimensional synergy"technological innovation system,improving the"five-in-one"policy support system,cultivating a"double-cycle"industrial ecosystem,and strengthening the"four-in-one"factor guarantee mechanism,aiming to effectively solve the problem of financial technology enabling low-altitude economy and promote the development of low-altitude economy.关键词
金融科技创新/低空经济/高质量发展/技术创新/产业结构优化Key words
financial technology innovation/low-altitude economy/high-quality development/technological innovation/industrial structure optimization分类
管理科学引用本文复制引用
吕宛青,余正勇..金融科技创新赋能低空经济发展的内在逻辑、现实困境与实践路径[J].当代经济管理,2025,47(7):89-96,8.基金项目
国家社会科学基金西部项目"阻断'三区三州'规模性返贫的风险识别、精准监测与统筹治理研究"(24XMZ034) （24XMZ034）
云南省重点研发计划项目"高碳排放行业节能减碳技术规范与设计标准"(202303AC100001) （202303AC100001）
四川省人文社会科学重点研究基地资源型城市发展研究中心项目"'双碳'视域下资源型企业新质生产力培育机制及路径研究"(ZYZX-YB-2402). （ZYZX-YB-2402）
