重庆工商大学学报（社会科学版）2025，Vol.42Issue(4)：110-125,16.DOI:10.3969/j.issn.1672-0598.2025.04.009
数字金融对平台经济发展的影响效应与机制
The Impact and Mechanism of Digital Finance on the Development of Platform Economy
摘要
Abstract
Using panel data from 31 provinces in China from 2013 to 2021,this study employs the entropy weight method to construct an index for platform economy development and combines it with the digital inclusive finance index.By employing the two-way fixed effects model,the mediation effect model,the threshold effect model,and the spatial effect model,this study systematically examines the impact mechanism of digital finance on the platform economy.The findings indicate that digital finance significantly promotes the development of the platform economy.Mechanism analysis shows that digital finance empowers platform economic development by stimulating entrepreneurial vitality on platforms.Non-linear tests reveal that the promotional effect of digital fi-nance exhibits a dynamic threshold characteristic of"high at first,then low,and high again."The regional het-erogeneity shows that the platform economy follows a gradient pattern of"eastern region>central region>western region>northeastern region,"with the effect of digital finance being most significant in the eastern region.The spatial econometric results confirm that digital finance has a positive spatial spillover effect.The study concludes that improving the digital finance system can effectively enhance the efficiency of financial services to the real e-conomy and promote the deep integration of the digital economy with the real economy.The findings provide theoretical support and practical insights for optimizing regional digital finance resource allocation and fostering new quality productive forces through the integration of digital and real economies.关键词
数字金融/平台经济/平台创业/门槛效应Key words
digital finance/platform economy/platform entrepreneurship/threshold effect分类
管理科学引用本文复制引用
许晓静,邵腾伟..数字金融对平台经济发展的影响效应与机制[J].重庆工商大学学报（社会科学版）,2025,42(4):110-125,16.基金项目
国家社会科学基金项目(19XJY022)"平衡效率和风险的金融科技与监管科技协同创新研究" （19XJY022）
重庆市教育科学规划项目(K23YG2080397)"服务西部金融中心建设的重庆市高校金融科技人才培养模式研究" （K23YG2080397）
重庆市教育委员会人文社会科学研究重点项目(23SKGH152)"构建西部金融中心推动'一带一路'高质量发展机制与路径研究" （23SKGH152）
