农业经济问题Issue(9)：125-144,20.
数字普惠金融对乡村全面振兴的影响研究
The Impact of Digital Inclusive Finance on the Comprehensive Rural Revitalization:Based on the Mechanism Effect Analysis of New Rural Collective Economy
摘要
Abstract
As an organic combination of digital economy and inclusive finance,digital inclusive fi-nance helps to improve the financial satisfaction and availability of rural groups such as small and micro agriculture-related enterprises,farmers and rural poor people,and provides strong support for accelera-ting comprehensive rural revitalization.From 2011 to 2023,30 provinces in China are selected as re-search samples,and spatial Durbin model,intermediary effect model and threshold effect model are con-structed by using two spatial weight matrices of geographical distance and economic distance,to respec-tively test the direct impact of digital indusive fonance on the comprehensive rural revitalization,the transmission effect with new rural collective economy as mediating variable,and the threshold effect with digital inclusive finance as threshold variable.The research shows that digital inclusive finance has a significant positive enabling effect on the comprehensive rural revitalization,and there is a spatial spillo-ver effect.After a series of robustness tests and endogeneity tests of instrumental variables,the conclusion is still valid.Digital inclusive finance can indirectly empower the comprehensive rural revi-talization by promoting the development of a new rural collective economy.The positive impact of digital inclusive finance on the comprehensive revitalization of rural areas has a non-linear increasing double-threshold effect.The research conclusions are helpful to promote the development of digital inclusive fi-nance and help realize the comprehensive rural revitalization.关键词
数字普惠金融/乡村全面振兴/新型农村集体经济/空间效应Key words
Digital inclusive finance/Comprehensive rural revitalization/New rural collective econ-omy/Spatial effect引用本文复制引用
刘宪娟..数字普惠金融对乡村全面振兴的影响研究[J].农业经济问题,2025,(9):125-144,20.基金项目
教育部高校思想政治理论课教师研究专项一般项目"'习近平新时代中国特色社会主义思想概论'课讲好中国故事的叙事建构及资源库建设研究"(编号:23JDSZK032) （编号:23JDSZK032）
