台湾农业探索Issue(2)：55-62,8.DOI:10.16006/j.cnki.twnt.2025.02.006
数字普惠性金融对农村低收入人口帮扶的影响研究
Study on the Impact of Digital Inclusive Finance on Assisting the Rural Low-income Populations
摘要
Abstract
[Objective/Meaning]The introduction of digital inclusive finance will continue to promote the income generation of rural low-income population,drive their consumption capacity and optimize the debt structure of low-income population in rural areas,which can further optimize the current working mechanism of assisting the low-income population in rural areas in China.[Methods/Procedures]Based on the data of China Household Finance Survey(CHFS)in 2019 and the province-level data of Peking University Digital Financial Inclusion Index of China(PKU-DFIIC)in 2019,the impact of digital inclusive finance on the assistance of rural low-income population was quantitatively analyzed and evaluated from a micro perspective.[Results/Conclusions]There was a great resistance to the transmission of digital inclusive finance in rural areas.There were some problems,such as the less establishment of financial institutions,the cumbersome process of business handling,and the high threshold of villagers' loans,and the higher cost of handling the process,etc.Therefore,focus on assisting the rural low-income population,the government should continue to promote the development of digital inclusive finance,promote the income generation for residents,drive the rural consumption,improve the debt structure of rural households,enhance the disposable income level of rural low-income populations,and prevent the large-scale returning to poverty.关键词
数字普惠性金融/社会救助/农村低收入人口/防止规模性返贫Key words
digital inclusive finance/social assistance/rural low-income population/preventing the large-scale poverty returning分类
管理科学引用本文复制引用
康顺凯,郭玉辉..数字普惠性金融对农村低收入人口帮扶的影响研究[J].台湾农业探索,2025,(2):55-62,8.基金项目
2024年度福建省社科研究基地重大项目立项(FJ2024MJDZ023) （FJ2024MJDZ023）
