财经理论与实践2025，Vol.46Issue(5)：17-25,9.DOI:10.16339/j.cnki.hdxbcjb.2025.05.003
金融集聚能有效提升区域经济韧性吗?
Can Financial Agglomeration Effectively Improve Regional Economic Resilience?
摘要
Abstract
Based on the panel data of 30 provincial regions in China from 2009 to 2021,this paper empirically examines the direct impact of financial agglomeration on regional economic resil-ience,and further explores the moderating effect of government intervention and the threshold effect of industrial structure and consumption structure.The results show that:(1)Financial ag-glomeration has a significant positive promoting effect on the improvement of regional economic resilience;(2)Government intervention has a negative moderating effect in the process of finan-cial agglomeration influencing regional economic resilience,that is,the deepening of government intervention will to some extent inhibit the promotional effect of financial agglomeration on re-gional economic resilience;(3)There is a double threshold effect of industrial structure upgra-ding in the impact of financial agglomeration on regional economic resilience,with threshold val-ues of 0.852 and 1.053 respectively;(4)There is a single threshold effect of consumption struc-ture upgrading in the impact of financial agglomeration on regional economic resilience,with a threshold value of 1.047.In view of this,we should strengthen inter-regional financial coopera-tion and deepen the reform of financial marketization.The government should focus on promoting the"double upgrading"of industry and consumption,and strengthen the pulling role of financial resources agglomeration,so as to jointly build a more resilient regional economic system.关键词
金融集聚/区域经济韧性/调节效应/门限效应Key words
financial agglomeration/regional economic resilience/regulation effect/threshold effect分类
管理科学引用本文复制引用
刘莉君,高晓杰,包一行..金融集聚能有效提升区域经济韧性吗?[J].财经理论与实践,2025,46(5):17-25,9.基金项目
国家社会科学基金一般项目(23BGJ060) （23BGJ060）
