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农村商业银行私人银行业务发展策略探析

汪茂娇

重庆交通大学学报(社会科学版)2025,Vol.25Issue(5):113-120,8.
重庆交通大学学报(社会科学版)2025,Vol.25Issue(5):113-120,8.

农村商业银行私人银行业务发展策略探析

Development Strategy Analysis of Rural Commercial Bank's Private Banking Business

汪茂娇1

作者信息

  • 1. 重庆农村商业银行 巴南支行,重庆 400054
  • 折叠

摘要

Abstract

As a critical component of the financial sector,private banking is gradually becoming the focus of strategic positioning for commercial banks.This paper proposes strategies for rural commercial banks in private banking from various aspects of mar-keting environment,market positioning,customer resource exploration and marketing,customer relationship management,and business performance evaluation based on SWOT analysis.To promote the rapid development of private banking business,rural commercial banks should cultivate high-quality professional teams,provide personalized and premium services,accurately identi-fy and expand high-net-worth clients via branch enhancement,segmented marketing and corporate client marketing,build deep customer trust relationships,actively engage in digital transformation,and establish appropriate evaluation mechanisms to stimu-late employees'enthusiasm.

关键词

私人银行/农村商业银行/SWOT分析/资源挖掘/营销策略

Key words

private banking/rural commercial bank/SWOT analysis/resource exploration/marketing strategy

分类

管理科学

引用本文复制引用

汪茂娇..农村商业银行私人银行业务发展策略探析[J].重庆交通大学学报(社会科学版),2025,25(5):113-120,8.

重庆交通大学学报(社会科学版)

1674-0297

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