摘要
Abstract
Increasing farmers'property income and unleashing economic vitality in rural areas are crucial for narrowing the urban-rural gap and achieving rural revitalization.With the advancement of digital rural construction and the continuous improvement of digital infrastructure,new opportunities have emerged for farmers'income growth.However,the overall digital literacy of farmers restricts their ability to obtain digital dividends.Therefore,exploring how digital literacy promotes the growth of farmers'property income holds significant practical and policy implications.
This paper uses data from the China Household Finance Survey in 2017 and 2019 to construct a digital literacy index for farmers,encompassing digital access,digital information acquisition,and digital life.It empirically studies the impact of farmers'digital literacy on household property income and its mechanism.The findings reveal that the improvement of digital literacy can promote the growth of household property income.Moreover,the enhancement of digital capabilities can effectively increase the household's participation rate in the financial market and the proportion of risky assets,thereby achieving a steady increase in property income.After conducting robustness tests,the reliability of the above conclusion is further verified.
Mechanism tests show that digital literacy promotes property income mainly by increasing household attention to financial information and alleviating credit constraints.Digital tools not only provide families with more efficient information acquisition,screening,and analysis capabilities but also reduce the cost of resource acquisition and transactions,thus improving the efficiency of asset investment decisions.Heterogeneity analysis reveals that the impact of digital literacy on property income is more pronounced in areas with lower digitalization levels and insufficient financial development,as well as among low-education families and non-formal employment groups.This suggests that the development of digital technology has an empowering effect in compensating for the uneven distribution of resources.
This paper broadens the research boundary of factors affecting property income and provides a new perspective on how to increase rural residents'property income and promote the realization of common prosperity.Different from the traditional single-path analysis,this paper analyzes the micro-mechanism of how digital literacy increases farmers'property income from three perspectives,enriching the research on the mechanism of digital literacy and microeconomic behavior.The key to digital empowerment of rural revitalization lies in mechanism linkage and innovation.Through digital infrastructure and homestead reform,pathways for land transfer and financialization can be established.By leveraging digital intelligence education and scenario-based finance,farmers'capabilities in fund management and investment can be enhanced,thereby effectively activating rural resource potential,broadening farmers'income channels,and providing a systematic solution for promoting common prosperity.关键词
数字素养/农户/财产性收入/共同富裕/乡村振兴/数字化水平/非正规就业Key words
digital literacy/farmer/property income/common prosperity/rural revitalization/digitalization level/non-formal employment分类
管理科学
