西藏研究Issue(3)：126-140,15.
西藏特殊优惠信贷政策研究
Study on Xizang's Special Preferential Credit Policy
摘要
Abstract
Since the founding of the People's Republic of China,to promote Xizang's socio-economic development,address regional imbalances,and ensure long-term stability in the border region,the Central Committee of the Communist Party and the State Council have implemented a special preferential credit policy centered on favorable loan interest rates.This policy has significantly enhanced the concentration of monetary capital and the effectiveness of policy-driven outcomes in Xizang.The evolution and impact of Xi-zang's special preferential credit policy demonstrate its success in stimulating credit demand,optimizing regional industrial structures,directing funds to advantageous indus-tries,key sectors,and strategic areas,and improving the inclusivity of financial supply,thereby accelerating Xizang's socioeconomic development.However,challenges such as the construction of a unified national market,deepening interest rate marketization re-forms,obstacles in policy transmission,and the lack of long-term supporting mecha-nisms persist.To address these,efforts should focus on improving policy transmission mechanisms,enhancing the precision of policy supply,optimizing the policy implementa-tion environment,and strengthening supporting systems.关键词
西藏特殊优惠信贷政策/演进简况/成效分析引用本文复制引用
罗旭,贡秋扎西..西藏特殊优惠信贷政策研究[J].西藏研究,2025,(3):126-140,15.基金项目
本文系国家自然科学基金项目"市场化程度、区情约束与西藏金融体系研究"(项目编号:71463053)、西藏自治区自然科学基金项目"新质生产力助推西藏乡村振兴研究:机理、测度与实现路径"(项目编号:XZ202501ZR0115)阶段性成果. （项目编号:71463053）
