农村·农业·农民Issue(11)：33-37,5.
数字普惠金融服务河南涉农中小企业的策略探析
Analysis of Strategies for Digital Inclusive Financial Services to Small and Medium-sized Agricultural Enterprises in Henan Province
摘要
Abstract
Promoting the vigorous development of agricultural small and medium-sized enterprises is an important measure to advance the comprehensive revitalization of rural areas and is of great significance for Henan province to build a strong agricultural province.The rapid development of digital inclusive finance has effectively alleviated the long-standing financing constraints faced by small and medium-sized agricultural enterprises in Henan Province.However,they still face challenges such as the need to bridge the"digital divide",insufficient innovation in financial products and services,the need to further stimulate the development momentum of digital inclusive finance in financial institutions,and the need to prevent risks in the field of digital inclusive finance.To this end,efforts should be made to strengthen the infrastructure construction of digital inclusive finance,innovate digital inclusive finance products and services,improve the credit information system for small and medium-sized agricultural enterprises in Henan province,establish and improve the talent training mechanism for digital finance,and enhance the risk prevention and control as well as compliance management of digital inclusive finance,so as to improve the quality and efficiency of digital inclusive finance services and promote the healthy and sustainable development of small and medium-sized agricultural enterprises in Henan.关键词
数字普惠金融/涉农中小企业/融资约束Key words
Digital Inclusive Finance/Agricultural Small and Medium-sized Enterprises/Financing Constraints分类
管理科学引用本文复制引用
王芳..数字普惠金融服务河南涉农中小企业的策略探析[J].农村·农业·农民,2025,(11):33-37,5.基金项目
河南省哲学社会科学规划项目(2023BJJ051) （2023BJJ051）
