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数字金融对农户家庭生计韧性的影响:基于文献综述视角

谭永风 李麦燕

宁夏农林科技2025,Vol.66Issue(10):6-11,6.
宁夏农林科技2025,Vol.66Issue(10):6-11,6.DOI:10.3969/j.issn.1002-204x.2025.10.002

数字金融对农户家庭生计韧性的影响:基于文献综述视角

A Study on Impact of Digital Financial Participation on Livelihood Resilience of Rural Households:A Literature Review

谭永风 1李麦燕2

作者信息

  • 1. 宁夏大学经济管理学院,宁夏 银川 750021
  • 2. 宁夏大学农学院,宁夏 银川 750021
  • 折叠

摘要

Abstract

Digital finance,as a product of the integration of digital technology and finance,is a key path to enhancing the resilience of family livelihoods.The connotation,measurement and impact effects of digital finance and the resilience of rural households'livelihoods are sorted out and the relevant research results on the impact of digital finance on the resilience of rural households'livelihoods are summarized.The results showed that ① There was no unified standard for measuring the relationship between digital finance and the resilience of rural households'livelihoods in existing studies;② The livelihood resilience of farmers mainly included three dimensions:buffering capacity,adaptive capacity and learning capacity,and is influenced by factors such as the external environment,family characteristics and capital endowment;③ Digital finance had a significant promoting effect on the resilience of rural households'livelihoods.It is expected to provide a theoretical reference for enhancing the livelihood resilience of low-income rural groups and consolidating the achievements of poverty alleviation,and to offer important policy implication for promoting digital finance to better serve the rural revitalization strategy and facilitating the sustainable development of rural households.

关键词

数字金融/农户家庭/生计韧性/文献综述

Key words

Digital finance/Rural households/Livelihood resilience/Literature review

分类

管理科学

引用本文复制引用

谭永风,李麦燕..数字金融对农户家庭生计韧性的影响:基于文献综述视角[J].宁夏农林科技,2025,66(10):6-11,6.

宁夏农林科技

1002-204X

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