中国人口·资源与环境2025，Vol.35Issue(9)：50-65,16.DOI:10.12062/cpre.20250304
数字化保险机制下海洋碳汇供应链运营决策
Marine carbon sink supply chain operational decision-making under digital insurance mechanism
摘要
Abstract
Ocean carbon sink insurance is an effective means of hedging the marine disaster risks,but it faces problems such as insuf-ficient demand and difficulties in assessing damages.To explore the empowerment pathways of digital technology for ocean carbon sink insurance,this study constructed an operational decision-making model of the marine carbon sink supply chain composed of a blue car-bon supplier,an insurance company,and carbon sink demanders.It solved the optimal seeding quantity decisions of marine carbon sink CCER and carbon-inclusive projects and optimal insurance price decisions under the general and digital insurance mechanisms and fur-ther explored the impact of digital technology on the operational decision and income of each player in the marine carbon sink supply chain.On this basis,it also analyzed the digital insurance design strategies when the carbon inclusive price disadvantage was enhanced and the carbon price increased.The results found that:① Digital insurance improved the expected return of the insurance company but had both positive and negative effects on the expected utility of the blue carbon supplier.When the cost of digital technology was con-trolled within a reasonable threshold and the effect of"remote sensing data+AI"technology on improving loss assessment accuracy ex-ceeded the impact of immersive perception technology on improving perceived risk level,both the blue carbon supplier and the insur-ance company benefited from digital insurance at the same time.② When the disadvantages of carbon-inclusive price were enhanced,adopting digital insurance with the immersive perception technology to raise the perceived risk level beyond a certain threshold could mitigate the negative impact of the enhanced carbon-inclusive price disadvantages on both sides.③ When the carbon price increased,adopting digital insurance with the"remote sensing data+AI"technology to raise the loss assessment accuracy beyond a certain thresh-old could enhance the positive impact of the carbon sink price increase on both sides.This research provides a theoretical basis for the risk management strategies of blue carbon suppliers and the digital insurance design strategies of insurance companies.关键词
数字化保险/CCER/海洋碳汇/供应链运营决策Key words
digital insurance/CCER/marine carbon sink/supply chain operational decision-making分类
管理科学引用本文复制引用
万骁乐,王彤彤,滕政威,李志军..数字化保险机制下海洋碳汇供应链运营决策[J].中国人口·资源与环境,2025,35(9):50-65,16.基金项目
国家自然科学基金面上基金项目"供应链全过程视域下海洋碳汇多元主体共治模式与策略研究"(批准号:72273135) （批准号:72273135）
山东省哲学社会科学规划项目一般项目"山东新型智慧城市建设水平测度与提升路径研究"(批准号:22CSDJ73) （批准号:22CSDJ73）
山东省高等学校"青年创新团队计划"项目(批准号:2022RW011). （批准号:2022RW011）
