标准科学Issue(11)：27-39,13.DOI:10.3969/j.issn.1674-5698.2025.11.003
基于标准化检索与分类的数字普惠金融知识图谱研究
Research on Knowledge Graph for Digital Inclusive Finance Based on Standardized Retrieval and Classification
摘要
Abstract
[Objective]This study systematically reviews research trends,collaborative characteristics,hot topics,and emerging frontiers in the field of digital inclusive finance,aiming to provide theoretical reference and directional guidance for future research.[Methods]Using literature related to digital inclusive finance from the CNKI database(2006–2024),we extracted and categorized literature information through standardized retrieval and classification.Two visualization tools—DIKW-COOC and DIKW-Evoviewer—were employed to analyze annual research trends,multidimensional relationship networks,thematic evolution and clustering,and mutation in research frontiers.[Results]The number of publications in the field of digital inclusive finance showed a significant year-on-year growth during the study period.Although no core author group has yet formed,the author collaboration rate reached 0.7717,while the institutional collaboration rate was 0.4570,indicating relatively close cooperation among authors but insufficient cross-regional and cross-sector institutional collaboration.Three research hotspots were identified—"inclusive finance","Generalized System of Preferences(GSP)",and"digital finance development"—along with four research clusters,including the integration effect of digital inclusive finance and the digital economy,as well as enterprise digital finance development and technological innovation.Nine research frontiers were detected,such as digital inclusive finance,Chinese modernization,and carbon inclusiveness.[Conclusion]Research interest in digital inclusive finance continues to rise.Academic collaboration is characterized by"strong author cooperation but weak institutional synergy".The research content has formed a multidimensional system of hotspots and clusters,with emerging directions closely aligned with national strategies and societal development needs.This study provides a clear evolutionary context and key directions for further research and practical application in the field.关键词
数字普惠金融/DIKW/知识图谱/标准化Key words
digital inclusive finance/DIKW/knowledge graph/standardization引用本文复制引用
周幸窈,万福军,张静静,宋文婷,郝素利..基于标准化检索与分类的数字普惠金融知识图谱研究[J].标准科学,2025,(11):27-39,13.基金项目
本文受航空科学基金项目"航空人工智能标准化体系研究"(项目编号:2022Z0640Q4001)资助. （项目编号:2022Z0640Q4001）
