标准科学Issue(11)：46-53,8.DOI:10.3969/j.issn.1674-5698.2025.11.005
企业信用风险评价的技术发展与指标构建研究
Research on the Technological Development and Indicator Construction for Enterprise Credit Risk Evaluation
摘要
Abstract
[Objective]This study aims to construct a comprehensive indicator system for enterprise credit risk evaluation.[Methods]By defining the objectives and regulatory scenarios of credit risk evaluation,the core dimensions of risk assessment indicators are analyzed.Indicators are systematically screened and quantified,and weights are assigned using different methodologies according to their impact on credit risk.A dynamic updating and iterative mechanism for the indicator system is also established.[Results]A well-structured and refined indicator system for enterprise credit risk evaluation has been successfully developed.[Conclusion]The study identifies key future directions for the technological development of enterprise credit risk evaluation.关键词
信用风险评价/指标体系/风险预警Key words
credit risk assessment/indicator system/risk warning引用本文复制引用
周莉,赵燕,江洲,孟翠竹,李向华..企业信用风险评价的技术发展与指标构建研究[J].标准科学,2025,(11):46-53,8.基金项目
本文受2023年度国家市场监督管理总局科技创新人才计划项目"支撑信用监管的经营主体信用风险评价技术研究"(项目编号:QNBJ202311)资助. （项目编号:QNBJ202311）
