北京林业大学学报（社会科学版）2025，Vol.24Issue(4)：62-72,11.DOI:10.13931/j.cnki.bjfuss.2024238
金融科技发展如何影响城市碳排放效率?
How Does Fintech Impact the Efficiency of Urban Carbon Emissions?——Evidence from 284 Cities in China
摘要
Abstract
In the context of the strategy of"dual-carbon"target and the high-quality development empowered by fintech,it is of great practical significance to investigate the carbon emission reduction effect of fintech.Utilizing panel data of 284 cities in China from 2011 to 2021,this paper empirically examines the impact of fintech development on urban carbon emissions efficiency and its underlying mechanism.The results show that the fintech development significantly enhances the efficiency of urban carbon emissions,a finding that remains robust after incorporating a one-period lag of financial technology development level,replacing explained variables,and conducting tail trimming.Heterogeneity analysis reveals that the positive effects of fintech on urban carbon emission efficiency are more pronounced in Northeast China,megacities,non-resource-based cities,cities with higher levels of financial development,and non-urban agglomerations.Mediation effect tests further indicate that fintech development boosts the urban carbon emissions efficiency through two pathways:technological innovation and industrial structure upgrading.Consequently,it is recommended to increase support for fintech,consider regional development disparities,implement differentiated fintech-driven emission reduction strategies,strengthen fintech mechanisms,and fully leverage the driving role of fintech to promote the green transformation of cities.关键词
金融科技/碳排放效率/城市科技创新/产业结构升级Key words
fintech/carbon emission efficiency/urban technological innovation/industrial structure upgrading分类
管理科学引用本文复制引用
Tao Jixue,Pan Huanxue..金融科技发展如何影响城市碳排放效率?[J].北京林业大学学报（社会科学版）,2025,24(4):62-72,11.基金项目
国家社科基金后期资助项目"中国森林保险需求与供给模式研究"(20FGLB022)、教育部人文社会科学研究规划基金项目"我国森林保险精准扶贫效应评估与机制优化研究"(20YJA790059)、北京林业大学中央高校基本科研业务费项目"森林保险支持乡村振兴作用机制与实现路径研究"(2023SKY03). （20FGLB022）
