经济学报2025，Vol.12Issue(4)：157-175,19.
家庭负债如何影响老年人口劳动参与
How Does Household Debt Affect the Labor Participation of the Elderly Population
摘要
Abstract
Against the backdrop of deepening population aging and rapidly increasing debt in the residential sector,this article uses data from the China Family Panel Studies(CFPS)to explore the impact of household debt on labor participation of the elderly population.The empirical analysis results indicate that household debt has a negative effect on the retirement of the elderly population,and a positive effect on the labor participation of the elderly population.The mechanism analysis results indicate that alleviate the credit and liquidity constraints caused by household debt,elderly households tend to increase labor supply and delay retirement.In addition,heterogeneity analysis results indicate that household debt is more sensitive to the impact of labor participation decision-making on the elderly population with lower education levels,physical health,housing ownership and children's income level.This study provides a new perspective for understanding the labor participation decision-making,and delayed retirement of the elderly population,and provides useful reference for relevant departments to formulate employment policies for the elderly population.关键词
家庭负债/老年人口劳动参与/信贷约束/流动性约束分类
社会科学引用本文复制引用
张诚,凌晓红,翁希演..家庭负债如何影响老年人口劳动参与[J].经济学报,2025,12(4):157-175,19.基金项目
本研究受国家自然科学基金项目"共同富裕背景下家庭负债行为及对经济不平等的影响研究"(项目编号:72203136) （项目编号:72203136）
广东省哲学社会科学规划青年项目"电商发展与农户消费差距:理论机制、实证检验与政策优化研究"(项目编号:GD24YYJ27) （项目编号:GD24YYJ27）
汕头大学科研启动经费项目"中国家庭负债行为研究"(项目编号:STF21003) （项目编号:STF21003）
广东省自然科学基金项目"共同富裕背景下家庭负债核算、风险测度及对经济不平等的影响研究"(项目编号:2021A1515110956)的资助. （项目编号:2021A1515110956）
