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面向满意度的基于概率规划的家庭财务规划

饶东宁 杨紫荆

计算机与数字工程2025,Vol.53Issue(11):3127-3132,6.
计算机与数字工程2025,Vol.53Issue(11):3127-3132,6.DOI:10.3969/j.issn.1672-9722.2025.11.024

面向满意度的基于概率规划的家庭财务规划

Satisfiability Oriented Family Financial Planning Based on Probabilistic Planning

饶东宁 1杨紫荆1

作者信息

  • 1. 广东工业大学计算机学院 广州 510006
  • 折叠

摘要

Abstract

Family financial planning can help families create a financial plan to take control of their finances,improve life-style and achieve goals.In the past,professional financial planners did this work,which is expensive,time consuming,and with a lot of manual intervention.Currently,automated financial planning relies on linear programming,which has poor explainability and does not conform to the probabilistic and parallel characteristics of financial action.Therefore a method of family financial planning based on probabilistic planning is proposed.This paper models the family financial planning domain and describes it using the rela-tional dynamic influence diagram language(RDDL).Secondly,the generated RDDL domain files and the RDDL problem files for each family are solved using a probabilistic planner.The concept of satisfaction is also introduced in the modelling to establish a re-ward function oriented to family satisfiability.Experiments show that the method is more explainability,better quality and more effi-cient than linear programming and commercial methods.At the same time the use of satisfiability evaluation to simulate the probabi-listic and parallel nature of the financial domain can obtain better action sequences.

关键词

智能规划/概率规划/家庭财务规划/自动财务规划/满意度

Key words

automated planning/probabilistic planning/family financial planning/automated financial planning/satisfi-ability

分类

信息技术与安全科学

引用本文复制引用

饶东宁,杨紫荆..面向满意度的基于概率规划的家庭财务规划[J].计算机与数字工程,2025,53(11):3127-3132,6.

计算机与数字工程

1672-9722

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